Savvy Investment Artifact — Mongil

Savvy Investment

Last updated: October 19, 2026

Stats, Fusion bonuses and Ascension costs for Savvy Investment in Mongil: Star Dive.

Savvy Investment

5 Stars Brawler

"I still remember the first time I met Penny... She was determined to buy back her father's bow, and she only wanted to take on high-value requests." - Lenna

Character

Penny

5 Stars · LIGHTNING

Stats

Lv. 1

ATK 24

Ultimate Gauge 0.13%

Fusion Bonuses

1 Money is Power Ⅰ

The equipping character's Crit Rate increases by 6%.

Using a Special Skill increases the caster's Basic Attack DMG by 15%. (Duration: 5s)

Lightning DMG increases by 40% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)

2 Money is Power Ⅱ

The equipping character's Crit Rate increases by 8.26%.

Using a Special Skill increases the caster's Basic Attack DMG by 20.63%. (Duration: 5s)

Lightning DMG increases by 55% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)

3 Money is Power Ⅲ

The equipping character's Crit Rate increases by 9.01%.

Using a Special Skill increases the caster's Basic Attack DMG by 22.5%. (Duration: 5s)

Lightning DMG increases by 60% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)

4 Money is Power Ⅳ

The equipping character's Crit Rate increases by 9.76%.

Using a Special Skill increases the caster's Basic Attack DMG by 24.38%. (Duration: 5s)

Lightning DMG increases by 65% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)

5 Money is Power Ⅴ

The equipping character's Crit Rate increases by 12%.

Using a Special Skill increases the caster's Basic Attack DMG by 30%. (Duration: 5s)

Lightning DMG increases by 80% upon gaining a Skill DMG Boost effect while using a Basic Attack. (Duration: 3s)